Some nice tips to speed your appraisal along from Harlin Young & Co.


	Legally, an appraiser must be licensed by the state to perform appraisals prepared for federally related transactions. Just give us a call at 8085318025 if you have any questions about the appraisal process.

To speed up the appraisal process, it's beneficial to have these documents ready for the appraiser:

A plot plan or survey of the house and land (if available).
Information on the latest purchase of the property in the last three years.
Written property agreements, such as a maintenance easement for a shared driveway.
A list of any personal property that is part of the home and you intend to be sold with the home, such as an oven, or a washer and dryer.
Title policy that describes encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, your septic system and wells.
A list of any major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of insulation or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Information on "Homeowners Associations" or condominium covenants and fees.
A list of "suggested" improvements if the property is to be appraised "as complete".

Once your appraiser arrives, you do not need to escort him or her along on the entire site inspection, but you should be present to answer inquiries about your property and be willing to point out any home improvements.

Here are some other suggestions:

Accessibility: Appraisers are very detailed in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see a lot of homes a year and aren't surprised at seeing a bit of clutter, but they're human beings too! A good impression can mean a better home value.
Maintenance: We often suggest repairing small things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: In the case of your borrower applying for either an FHA or VA loan, be sure to ask your appraiser if there are extra things that should be done before they come. Some things they may recommend might be: putting smoke detectors on every floor of the home and especially near bedrooms, removing and repainting where there's paint peeling, fixing leaky or dripping faucets, replacing broken glass.